BPAY

I really love rewards linked to credit cards, but when it comes to paying bills, sometimes you are better off using BPAY.  Our telephone company charges a payment processing fee of 2%.  With an average bill of $100 per month, that is a saving of $2 per month, and $24 per year.

The other benefit is that it has already used my cash and I dont have to pay off the credit card at the end of the month.